A Medicaid denial letter for your child’s physical, occupational, or speech therapy can feel like the end of the road.
It isn’t.
New York families have a clearly defined right to challenge these decisions, and in many cases, therapy can keep going while the appeal is decided, but only if you act within specific deadlines that are easy to miss if you don’t know to look for them.
This guide walks through what a denial actually means, the exact timelines that apply in New York, how the two-stage appeal process works, and what records make the strongest case for your child.
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What is a Medicaid Therapy Denial ?
A denial is a written decision, usually called an Initial Adverse Determination, stating that your Medicaid plan will not cover a requested therapy service, or will reduce it. It might say the therapy isn’t medically necessary, isn’t covered under the plan, or doesn’t match your child’s diagnosis.
A denial reflects a decision by your plan based on the information it reviewed, often by a reviewer who has never examined your child. It does not mean your child doesn’t need the therapy, and it is not the final word.
What Are The Deadlines for Filing?
This is the part most families get wrong, because the deadlines aren’t the same at every stage, and missing one can cost you the ability to keep services running while you fight the decision.
Stage | Deadline | What It Does |
|---|---|---|
File an internal appeal with your plan | 60 days from the date of the Initial Adverse Determination notice | Preserves your right to challenge the denial |
Request aid continuing with that appeal | Within 10 days of the notice date, or before the effective date, whichever is later | Keeps your child’s current therapy in place while the plan reviews your appeal |
Request a State Fair Hearing after a Final Adverse Determination | Generally 90 to 120 days from the date of the plan’s written decision, as set by federal rule | Lets an independent judge review the plan’s decision |
Request aid continuing with that fair hearing | Within 10 days of the Final Adverse Determination notice, or before the effective date, whichever is later | Keeps therapy going during the fair hearing process |
The “whichever is later” detail matters. If your notice arrives late or the effective date is further out, you may have more than 10 days, but you should never assume that. Read your specific notice and act on whichever deadline it lists.
The Two-Stage Appeal Process
If your child is enrolled in a Medicaid managed care plan, which covers most children with cerebral palsy in New York, you generally must complete the plan’s internal appeal before you’re allowed to request a State Fair Hearing.
This exhaustion requirement is a real procedural trap: fair hearings have been dismissed simply because a family skipped straight to the state without first appealing to the plan.
There’s a narrow exception, called deemed exhaustion, if the plan itself fails to meet its own notice or response deadlines, but you shouldn’t count on that as your plan.
Stage one: internal plan appeal. You submit a written request asking the plan to reconsider. Under federal Medicaid managed care rules, the plan must resolve a standard appeal within 30 days, or within 72 hours for an expedited appeal when waiting could seriously jeopardize your child’s health. The plan can extend a standard appeal by up to 14 days in limited circumstances.
Stage two: State Fair Hearing. If the plan issues a Final Adverse Determination upholding the denial, you can request a hearing before an administrative law judge at the New York State Office of Temporary and Disability Assistance. This is a formal but not overly technical proceeding where you can submit records, call witnesses like your child’s therapist, and explain your case directly. Hearings are free to request and are typically conducted by phone.
What Aid Continuing Actually Protects
Aid continuing means your child’s therapy keeps running at its current level while your appeal is pending, rather than stopping the moment the denial takes effect. It generally applies when a service that was previously approved is being reduced or stopped, not when a brand-new request is denied for the first time.
Requesting it isn’t automatic; it has to be asked for, and it has to be asked for within the specific window at each stage described above.
If you use aid continuing and ultimately lose the appeal, the plan may seek to recover the cost of services provided during that period, so it’s worth understanding that risk before deciding to keep services running through a contested appeal.
What Records Actually Strengthen an Appeal
A strong appeal is built on documentation, not on how strongly you feel your child needs the therapy. The records that matter most are:
Diagnosis reports from a neurologist, developmental pediatrician, or other specialist explaining the cerebral palsy diagnosis and how it affects movement, communication, or daily function
Therapy evaluations and progress notes showing your child’s specific needs, treatment goals, and how they’re responding, especially documentation that therapy is helping your child gain, maintain, or avoid losing function
A letter of medical necessity from your child’s doctor or therapist explaining specifically why this therapy, at this frequency, is necessary for this child, and what could happen if it stops
Treatment plans and IEP documents if your child receives school-based services, along with records from any other providers involved in their care
If your family is still working through Medicaid eligibility or coverage basics separate from this appeal, our overview of navigating Medicaid, SSI, and early intervention is a useful starting point, and if income limits are part of what’s affecting your child’s coverage, our guide to New York’s Children’s Medicaid waiver program covers how that works.
How to Explain Medical Necessity
Medical necessity is the issue nearly every denial turns on, and vague statements don’t move the needle. Compare these two approaches:
Weak: “My child needs physical therapy and it’s very important for her development.”
Strong: “Without twice-weekly physical therapy, my child has lost the ability to stand with support, as documented in her March and June evaluations. Her therapist’s notes show measurable regression during the six-week gap when a prior authorization lapsed.”
The difference is specificity tied directly to records: your child’s diagnosis, the therapist’s evaluation, the treatment plan, and documented progress or regression.
If the plan says the frequency you’re requesting is too high, you need documentation showing why that specific frequency is necessary for your child, not a general assertion that more therapy is always better.
Common Mistakes That Sink an Appeal
Missing the deadline. Once the 60-day window to appeal, or the 10-day window for aid continuing, closes, it’s generally closed for good.
Appealing without records. A letter that says “I disagree” without supporting medical documentation carries very little weight.
Assuming diagnosis alone guarantees coverage. Medicaid coverage turns on medical necessity for a specific service, not just having a cerebral palsy diagnosis.
Skipping the plan appeal and going straight to a fair hearing. For most managed care members, this can get the fair hearing dismissed outright.
Waiting to request aid continuing. If you want services to continue during the appeal, that request has its own separate, shorter deadline.
If This Connects to a Birth Injury Question
For some families, working through a Medicaid appeal surfaces a separate, earlier question: whether something during labor, delivery, or newborn care contributed to their child’s cerebral palsy.
A Medicaid appeal and a birth injury claim are two different legal processes, and pursuing one doesn’t require pursuing the other. But if you have specific concerns, it’s worth knowing that New York places real time limits on birth injury claims.
Our breakdown of New York’s birth injury statute of limitations and infancy tolling rules explains how that timeline works, and if you’re gathering records for the Medicaid appeal anyway, our guide to requesting your child’s birth injury medical records covers how to get a complete set rather than a partial summary.
Frequently Asked Questions
Can I skip the internal appeal and go straight to a fair hearing
Generally, no, if your child is in a Medicaid managed care plan. Federal rules require managed care members to exhaust the plan’s internal appeal process first, with a narrow exception if the plan itself misses its own notice or response deadlines. Skipping this step is one of the most common reasons fair hearing requests get dismissed, so following both stages in order gives you the strongest position.
What happens if I miss the 10-day aid continuing deadline
If you miss that window, your child’s therapy may stop at the effective date listed in the denial notice while your appeal is still pending, even if you filed the appeal itself on time. The appeal can still proceed and, if you win, services should be restored, but you may experience a gap in care in the meantime. This is why acting immediately after receiving a notice matters even more than the underlying appeal deadline.
Does a fair hearing cost anything
No. Fair hearings before the New York State Office of Temporary and Disability Assistance are free to request, and you’re not required to have a lawyer to participate, though you’re allowed to bring one, an advocate, or a family member to help present your case.
What if the plan says my child’s condition isn’t making progress
You can present evidence showing either continued progress or that the therapy is necessary to maintain your child’s current function and prevent regression, since Medicaid coverage doesn’t require constant improvement. Documented stability or a slowed rate of decline can be just as important a basis for medical necessity as measurable gains.
Do I need a lawyer to file a Medicaid appeal
No, but legal help can meaningfully improve your chances, particularly if the case involves detailed medical records or disputed clinical opinions. Free legal aid resources exist specifically for New York Medicaid fair hearings, and reaching out early, rather than after a denial at the fair hearing stage, gives an advocate more time to help you prepare.
Protecting Your Child’s Access to Care
A Medicaid denial is a decision, not a final answer. Understanding exactly which deadline applies at each stage, and requesting aid continuing early enough to matter, is often the difference between a brief pause in services and a lasting one.
This article is for informational and educational purposes only. It is not a substitute for medical advice from your child’s healthcare providers or legal advice based on your family’s specific circumstances.
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Originally published on September 24, 2026. This article is reviewed and updated regularly by our legal and medical teams to ensure accuracy and reflect the most current medical research and legal information available. Medical and legal standards in New York continue to evolve, and we are committed to providing families with reliable, up-to-date guidance. Our attorneys work closely with medical experts to understand complex medical situations and help families navigate both the medical and legal aspects of their circumstances. Every situation is unique, and early consultation can be crucial in preserving your legal rights and understanding your options. This information is for educational purposes only and does not constitute medical or legal advice. For specific questions about your situation, please contact our team for a free consultation.
Michael S. Porter
Eric C. Nordby